Projection¶
Space for cashflow projection.
This Space is for projecting cashflows. Most Cells in this Spaces return calculation results for all model points as pandas Series objects indexed by Policy ID.
This Space has child Spaces,
Policy
and Assumptions
.
The Policy
Space contains Cells representing policy attributes, such as
product type, issue age, sum assured, etc.
It also contains Cells for calculating policy values such as premium rates and
cash surrender value rates.
This Space has a base Space, PV
, in which
Cells for taking present values of cashflows are defined.
Composition Structure
Inheritance Structure
References
The following attributes defined in this Space.
- asmp¶
Alias for
Assumptions
child Space
- ScenID¶
Scenario ID (
1
by default)
Cells
|
Accumulated cashflows |
|
Attained age at time |
|
Base mortality rate |
Accidental death benefits |
|
Accidental hospitalization benefits |
|
|
Annuity benefits |
|
Death benefits |
Living benefits |
|
|
Matuirty benefits |
|
Other benefits |
Sickness hospitalization benefits |
|
|
Surgery benefits |
|
Surrender benefits |
|
Benefit Total |
|
Change in reserve |
|
Rates for discount cashflows |
|
Acquisition expenses |
|
Commissions and acquisition expenses |
|
Initial commissions |
|
Renewal commissions |
Commissions Total |
|
|
Maintenance expenses |
Total maintenance expenses including other expenses |
|
|
Other expenses |
|
Total expenses |
|
Income Total |
|
Inflation factors to adjust expense cashflows |
|
Insurance in-force: Beginning of period 1 |
|
Insurance in-force: End of period |
|
Intrest on accumulated cashflows |
Interest accreted on pv of net cashflows |
|
|
Investment income |
|
Rate of investment return |
|
Net liability cashflow |
Present value of death benefits |
|
Present value of matuirty benefits |
|
Present value of surrender benefits |
|
|
Present value of acquisition expenses |
Present value of commission expenses |
|
|
Present value of maintenance expenses |
Present value of net cashflow |
|
Present value of insurance in-force |
|
|
Number of policies: Accidental death |
|
Number of policies: Accidental Hospitalization |
|
Number of policies: Annuity |
|
Number of policies: Death |
Number of policies: Maturity |
|
|
Number of policies: Beginning of period |
|
Number of policies: Beginning of period 1 |
|
Number of policies: End of period |
|
Number of policies: Living benefits |
|
Number of policies: Maturity |
|
Number of policies: New business |
|
Number of policies: Other benefits |
|
Number of policies: Renewal policies |
|
Number of policies: Sickness Hospitalization |
|
Number of policies: Surgery |
|
Number of policies: Surrender |
|
Premium income |
|
Profit before Tax |
Hospitalization reserve: End of period |
|
Premium reserve: End of period |
|
Total reserve: End of period |
|
Unearned Premium: End of period |
|
|
Annualized premium per policy at time |
Accidental death benefit per policy |
|
Accidental hospitalization benefit per policy |
|
Annuity benefit per policy |
|
Death benefit per policy |
|
Living benefit per policy |
|
Maturity benefit per policy |
|
Other benefit per policy |
|
Sickness hospitalization benefit per policy |
|
Surgery benefit per policy |
|
Surrender benefit per policy |
|
|
Acquisition expense per policy at time t |
Initial commission per policy at time t |
|
Renewal commission per policy at time t |
|
Maintenance expense per policy at time t |
|
Other expenses per policy at time t |
|
Investment Income per policy from t to t+1 |
|
|
Premium income per policy from t to t+1 |
Premium reserve per policy: After maturity |
|
Premium reserve per policy: End of period |
|
Total reserve per policy: After maturity |
|
Unearned premium: After maturity |
|
Unearned reserve per policy: End of period |
|
Sum assured per policy at time |
|
|
- DiscRate(t)[source]¶
Rates for discount cashflows
Refers to
Economic[ScenID].DiscRate
- InflFactor(t)[source]¶
Inflation factors to adjust expense cashflows
Refers to
Economic[ScenID].InflFactor
- InvstRetRate(t)[source]¶
Rate of investment return
Refers to
Economic[ScenID].InvstRetRate